Tuesday, July 29, 2008

lower your property tax - part 2

The county has approved my request for lower property valuation. I saved a lot for money for a bit of research and a quick call to my Realtor. It's terrible that my home is worth less than my purchase price, but I'm not going to focus on that paper loss. We love our home and plan to be here for a long time.

Even though the stock and housing markets seem really bad, I try to stay calm and find some method to make it work for me in a small way. Saving on property tax recovers than 1% of my property value loss per year. But, it's something.

The same goes for the stock market. At the beginning of this year, I redirected all my new retirement contribution to money market fund instead of mutual funds. I went against my financial advisor's advice, and probably went against every retirement investment book recommendation. Only time will tell if this was the money right decision. Right now, I feel so much better knowing that a small part of retirement is safe in this turbulent times.

I believe that simple act of staying involved and thinking calmly will help me to make better personal financial decisions.

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